James Johnson, President & Owner of All Mark Insurance Services, Interviewed on the Influential Entrepreneurs Podcast Discussing Guaranteed Income

James Johnson discusses securing your retirement: the power of guaranteed income. 

Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-james-johnson-president-owner-of-all-mark-insurance-services-guaranteed-income/

Guaranteed income through annuities can provide a crucial source of financial security in retirement. In this podcast episode, James Johnson, the president and owner of All Mark Insurance Services, emphasizes the importance of having a guaranteed stream of income to ensure a comfortable retirement.

Johnson explains that in retirement planning, having a reliable paycheck is essential for sustaining one’s lifestyle. While some individuals may rely on social security or pensions for income, these sources may not always be sufficient to cover all expenses. This is where annuities come into play.

An annuity is a financial product that can provide a guaranteed stream of income for a specified period or for life. Johnson highlights that annuities are the only financial instrument that can offer this level of income security. By investing in an annuity, individuals can ensure that they have a steady income stream that they cannot outlive.

Johnson provides a case study to illustrate the benefits of incorporating annuities into retirement planning. He discusses a scenario where an individual invests a portion of their assets in an indexed annuity, which generates income starting at a specific age. By making this strategic move, the individual not only secures their income but also increases their income potential in the long run.

Furthermore, Johnson compares the performance of annuities to traditional investment accounts like stocks, bonds, and mutual funds. He demonstrates that while market fluctuations can impact traditional investments, annuities offer a level of stability and predictability in generating income.

James explained: Putting money in one account over in stocks, bonds, mutual funds, and also taking it and putting it in an annuity, then taking the paydown rate that the annuity guarantees, it gives a guarantee that we’ll pay this amount of money as long as you’re alive. And if you die prematurely, the balance in the account goes to your heirs. If I apply that to the brokerage account with an average rate of return of 9% every single year for the rest of your life, that is not going to happen.”


James also shared: “We help people like you create and grow wealth, Protect and Preserve their life savings, and plan for the distribution of that savings in the most tax-advantageous manner while living and in death.”



About James Johnson

James has been a business owner, a mentor, and an entrepreneur for over 28 years.

As an ex-Marine and black belt in Judo, James does nothing in life he isn’t passionate about. His continual interest in provoking thought and conversation led him to the financial industry. “Being able to help hundreds of individuals, families, and business owners achieve their goals in life not only financially, but spiritually,” James states, “is a very powerful thing.”

James has aligned himself with hundreds of his clients who are willing to learn and take control of their future. His core belief is only when we are learning, are we growing.

James is consistently top in his field; staying educated and staying on the cutting edge of laws, regulations, and industry news. He is a proud member of Million Dollar Round Table (MDRT), and was a Master Elite Advisor for Ed Slott (America’s IRA Expert) for 9 years.

With this vast knowledge of the financial industry, he was chosen as an expert on the “Ask the Expert” program series on AM radio in the Inland Empire.

Learn More: https://www.yoursafemoneypeople.com/


Recent news and interviews:

  • James Johnson Discusses How Taxes Impact Retirement:


  • James Johnson Discusses How Life Insurance Fits into Retirement: